Globally, 2.5 billion people have no access to formal financial tools because they are either unavailable or are not designed to meet their needs. Poor households need financial tools to help them cushion against risk, build assets to secure their family’s future and manage daily household cash flows. Because of their precarious situation and unreliable income, the poor need financial services even more than the non-poor simply to survive from day to day.
Grameen Foundation partners with commercial banks, mobile operators, microfinance institutions, agricultural coops and other providers to create and scale financial products and services for the poor and poorest. We demonstrate how appropriately designed financial products can improve lives and livelihoods by reducing risk, improving financial security and increasing income.
Our Solutions Innovation Process combines our approach to user-centered product development with our deep expertise helping financial institutions implement a go-to-market strategy to test and scale financial products for the poor.
In rural communities around the world, poor households have limited access to trained healthcare professionals and information on health conditions and services. This limitation makes the poor highly vulnerable to disease, debilitating emergencies and significantly shortened life spans. In addition, health care providers tend to have insufficient means to manage information on patients and staff, and to report to government health agencies, which weakens the overall health system.
Grameen Foundation works with government agencies, the private sector and civil society to develop mobile health solutions to improve health outcomes for the poor. Through our solutions, beneficiaries can learn when and where to access care, healthcare providers can learn how to manage their caseloads more effectively, and ministries of health can access more reliable data from providers.
More than 2 billion people survive on smallholder farming, yet many poor farmers have limited or no access to information and capital that will improve their livelihoods. Grameen Foundation works with government, the private sector and civil society to empower farmers with relevant, timely and actionable information and financial services. These resources are delivered through tailored mobile solutions and networks of trusted intermediaries. By combining mobile technology solutions with a methodology for leveraging local change agents, we are able to catalyze behavior change that leads to sustainable improvements in the economic lives of the poor.